Our Services

This page is a full list of the different services we offer. We’re a non-profit 501(c)3 organization that has been successfully assisting consumers with financial matters for over 50 years.

Credit Counseling

Our 100% free and confidential online credit counseling session is the first step to becoming debt free!

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Debt Management Program

A Debt Management Program can help you consolidate your credit card debt with one affordable monthly payment.

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Bankruptcy Credit Counseling

Take a bankruptcy credit counseling session online today and get your required certificate.

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Bankruptcy Education Class

Our online bankruptcy class provides a fast and easy way to complete the post-filing requirement.

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Pre-Purchase Housing Counseling

If you’re trying to buy a home, our certified housing counselors are ready to help you reach your goal.

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Foreclosure Prevention Counseling

Save your home and avoid foreclosure! We’ll help explain the process and how to work with your lender.

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Reverse Mortgage Counseling

We can guide you through the reverse mortgage process to help you understand the benefits and pre-requisites.

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Credit Report Review

Let us help you better understand your credit report, credit history, credit score, and show you ways to improve your credit.

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Online Budget Advisor

Free online budgeting and goal tracking tools make it easier than ever to take control of your finances and budget.

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Financial Calculators

Our calculators can help ease the worries of monthly payments, retirement, and other stressful every day responsibilities.

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The Advantage Blog

We provide insight into debt relief options as well as tips on how to save money, and how to budget for your financial future.

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