Many people have not looked at their credit report in years. Some may not even know what their credit score is at all. It’s so important to know your current…Continue Reading
How to Build Your Credit Score
Your credit score is more than just a number and it is not something to be taken lightly. It is a snapshot of your creditworthiness…Continue Reading
Put the Credit Card Away: Reasons not to Swipe Your Card
If credit card companies had their way, consumers would charge any and every purchase they make every day of their…Continue Reading
Why Should I Get A Yearly Credit Report?
If you have ever applied for a loan or a credit card, you are probably aware of the importance of your credit report…Continue Reading
Understanding Your Credit Score
What Is A Credit Score?
A credit score is a three-digit number ranging from about 300-850 that reflects your credit risk level. It is a snapshot of your…Continue Reading
Dealing With Negative Credit Report Information
Federal law specifies how long negative information may remain on your credit report. To prevent you from being penalized for past credit mistakes forever, the…Continue Reading
Your credit score is less-than-perfect, but you want to buy a house. Ever consider our credit counseling services?
A 2007 USA Today article about personal finance shed new light on the…Continue Reading
Marrying Someone With Bad Credit
Bad credit – it’s the grown-up, modern day version of the timeless boogeyman, and unless you have huge piles of cash lying around, it’s important to…Continue Reading
IDENTITY THEFT & IDENTITY THEFT PROTECTION
Identity theft is a serious crime that exploded in the 1990’s and continues to grow. It occurs when someone obtains or attempts to obtain your…Continue Reading
Find Out How Credit Card Bills Are Calculated
Each month, millions of people receive a paper bill in the mail from their credit card companies, or they visit the company’s website…Continue Reading