Education Category: Budgeting & Savings

Options Besides Cable or Satellite TV

Cable prices are getting pretty ridiculous these days. It’s not only the cable packages but the pay-per-view movies as well. Satellite services can be just as expensive as cable television. Many people are looking for other options because their monthly bills are getting too costly. If you’re on a budget then your cable and telephone bills […]

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Teaching Teens to Save Money Before College

Before your teenager leaves for college, it’s important to teach them valuable money skills so that they learn not only how to take care of themselves, but also how to stay out of debt. If you teach your teen how to make smart money choices now, it can have a lasting impression on their financial […]

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Teaching Children About Money

When it comes to teaching your children about money, think of it as teaching them survival skills. If you do not teach them about money–budgeting, saving, shopping and credit–it will be left to trial and error, which could prove costly and time consuming. Since only about 10% of young people learn personal money management in […]

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Surviving Unemployment

Worrying about money is just one of the many stresses involved in losing a job – but it is a major one. You’ll want to halt all unnecessary spending. Go into ‘crisis mode’ and get real conservative with your spending. Finding new employment may take longer than you expect, and you’ll need to deal with […]

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Emergency Savings Fund

Many people fail to prepare for the future. Financial security is important for every person. An emergency savings fund can help individuals look forward to the future without worrying about being unprepared for unexpected expenses. Having an emergency savings fund is critical to the financial security of your family. Learning more about this type of […]

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Differences Between a Credit Union and a Bank

When deciding where to do your banking, you have the option of either a traditional bank or a credit union. Before you chose, it’s important to understand the differences between a credit union and a bank. One may work better for you and your family than the other. Once of the biggest differences between credit […]

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A Guide to Creating the Best Budget

What is a budget and what can it be used for? A budget is a forecast of income and expenditures. Merriam-Webster defines a budget as “a statement of the financial position of an administration for a definite period of time based on estimates of expenditures during the period and proposals for financing them.” They go […]

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Becoming Debt Free Starts Here

If you're struggling to make ends meet, our team of certified counselors are waiting to help you find a solution that's right for you. No matter what your financial situation may be, remember you're not alone