Creating a budget is generally considered to NOT be a very fun task, but that may be even more true when trying to budget as a single parent. It may be especially difficult if you’re a single mom or dad trying to support your household and children on a fixed income with little to no […]
Continue ReadingMonth: September 2014
Fair Credit Reporting Improvement Act of 2014
The Fair Credit Reporting Act (FCRA) is a federal law that regulates the collection, distribution, and use of consumer credit information. Along with the Fair Debt Collection Practices Act (FDCPA), FCRA forms the base of consumer credit rights in the United States. It was originally passed in 1970, and it’s enforced by the Federal Trade Commission. This seemingly outdated Act may receive […]
Continue ReadingHow to Use the Debt Snowball Method
If you owe money on multiple credit cards, you may be wondering where to focus your efforts and which card to pay off first. Some financial experts believe, when attempting to manage your debt, you should aim to eliminate the card with the highest interest rate first. While this method is very effective, if the […]
Continue ReadingHow to Enjoy the Weekend for FREE
The weekend is almost here, and you are probably looking for something fun to do. Maybe it’s a backyard party, an art gallery crawl, a wine mixer, or even hitting up your favorite theme park. If you happen to be on a tight budget right now and trying to get your personal finances in order, […]
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