Archives: Articles

Identity Theft Protection

[column class=”twelve] Identity theft is a serious crime that exploded in the 1990’s and continues to grow. It occurs when someone obtains or attempts to obtain your personal identifying information (name, address, account numbers, social security number, etc.) for his own use. Identity theft protection is valuable because a thief may apply for new credit, […]

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How Credit Card Bills Are Calculated

Each month, millions of people receive a paper bill in the mail from their credit card companies, or they visit the company’s website to get their bills electronically. Even though they submit a payment, they do not necessarily know what all of the fees and sums on the bill mean. Let’s take a closer look […]

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Filing For Bankruptcy

Our Certified Credit Counselors can guide you through the daunting process of getting out of debt. Bankruptcy is a serious decision that is not right for everyone. If you’re thinking about filing for bankruptcy, talk to a lawyer to discuss your options. Most likely your lawyer will refer you to a non-profit credit counseling agency […]

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Emergency Savings Fund

Many people fail to prepare for the future. Financial security is important for every person. An emergency savings fund can help individuals look forward to the future without worrying about being unprepared for unexpected expenses. Having an emergency savings fund is critical to the financial security of your family. Learning more about this type of […]

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Differences Between a Credit Union and a Bank

When deciding where to do your banking, you have the option of either a traditional bank or a credit union. Before you chose, it’s important to understand the differences between a credit union and a bank. One may work better for you and your family than the other. Once of the biggest differences between credit […]

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Debt Consolidation Services

Many people have found themselves in tremendous debt with no idea how to get out of it. Some lost control with their spending on clothes, entertainment, or other frivolous things, and others had to use credit cards because they had no other funds for emergencies like a car breaking down or leaking roof. No matter […]

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Debt Collection and Credit Counseling

Are you struggling to pay your bills and getting notices from debt collection agencies? Have some of those collection notices turned into intrusive and aggressive phone calls demanding payment? If the answer is yes to any of those questions, you’re part of a growing segment of the population that has financial problems that at times […]

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Debit vs Credit Cards

Credit cards and debit cards….they’re all the same, right? Wrong! A credit card is a plastic card whose holder has been granted a revolving credit line (unsecured credit). This piece of plastic provides the holder with the ability to make purchases and/or cash advances up to a predetermined limit. The credit granted can be paid in full […]

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Credit Counseling Service Advice

Taking advantage of credit counseling is one of the best ways to avoid years of high-interest payments on credit cards and other debts. Professionally licensed and accredited credit counseling agencies can even help you avoid bankruptcy. When used correctly, these services are wonderful alternatives for people who find themselves mired in debt that has taken […]

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Credit Card Counseling Services

Assume you or someone you know has had debt/credit problems in the past. The question is, ‘What can you do about it now?’ It wasn’t an overnight problem; there won’t be an overnight solution. Advantage Credit Counseling Service is here to guide you with credit card counseling services that can help with your debt management. […]

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Becoming Debt Free Starts Here

If you're struggling to make ends meet, our team of certified counselors are waiting to help you find a solution that's right for you. No matter what your financial situation may be, remember you're not alone