Overcoming Your Debt & Financial Stress Has Never Been This Easy

We offer the Most Innovative Online Credit Card Counseling Tools in the Industry

We’re The Debt Relief Specialists, Providing Free Credit Counseling & Debt Management Services

For more than 50 years, Advantage CCS has helped thousands of people overcome their debt and learn how to manage their money for a stress-free financial future. With so much experience, no matter your situation, chances are that our certified credit counselors have helped someone like you.

Because we are a non-profit counseling agency, Advantage CCS is 100% focused on helping you achieve debt relief and putting you back in control of your money and your future. We’re experts at both solving your situation right now and giving you the tools to make smarter decisions tomorrow.

You Can Get Started Right Away

3 Easy Ways To Conduct Your FREE Counseling Session:

By Phone

100% Free

Get 1 on 1 counseling by speaking with a Certified Credit Counselor over the telephone. Our counselors are friendly, professional and non-judgmental.

(866) 699-2227

Most Preferred Method


100% Free

Our online Credit Counseling system is 100% FREE, secure, confidential, and available 24/7. It’s also completely mobile-friendly!

Get Started

In Person

100% Free

The most detailed and accurate method to conduct your credit counseling session. We currently have 5 locations throughout the state of Pennsylvania.

View Locations

Rest assured, our counselors are certified, highly-trained, experienced, and caring professionals who are ready to put you on a path toward financial freedom and debt relief. They have worked with thousands of people from all walks of life and all income levels looking to relieve their burden of debt. You can feel comfortable that no matter your unique situation, we know what you’re going through and we know how to help. After contacting Advantage CCS, you can expect to receive a personal response from a credit counselor within one business day.

You Can Achieve Debt Relief in Two Steps:

STEP 1: Fast, Free, and Confidential Credit Counseling Session

Before we offer any advice or suggest a debt management program, first we listen to you and learn about your unique situation. After completing this free credit counseling session, we can then analyze your full financial picture so that our credit counselors can deliver a truly personalized plan. It’s your choice to conduct your free credit counseling session on the phone, in-person or via our new mobile-friendly online credit counseling system. This state-of-the-art online debt management tool is convenient, easy to use, and advanced, which makes our online credit counseling service the most popular choice.

Learn More About Our Free Credit Counseling Services & Online Tool

STEP 2: Receive a Personalized Debt Management Plan

After your free credit counseling session, your counselor will analyze your situation and, if it’s the best solution, they will create a personalized debt management plan exclusively for you. This plan will lead you down a path to get you out of debt as fast as possible and improve your overall money management habits. Our debt management program makes it easy to get a fresh start, avoid bankruptcy and regain control over your financial security.

Learn More About Our Debt Management Services

Why is Advantage an Industry Leader in Credit Counseling?

As a non-profit organization, we’re not here to sell you anything – rather, we’re here to help you find relief from your debt, along with the 30,000 other consumers we help each year. On top of our new and advanced online credit counseling tool and personalized debt management program, Advantage CCS also provides bankruptcy help, housing counseling, and personalized budgets. All of our services are confidential, and each credit counselor is certified through the National Foundation for Credit Counseling (NFCC). No matter what kind of financial help you need, you can trust the experts at Advantage CCS to be on your side, helping you and your family achieve financial freedom.