Who We Are
Advantage Credit Counseling Service (ACCS) is a Non-Profit 501(c)3 organization that educates consumers about debt management, bankruptcy, and how to properly manage credit.
We’ve been helping people take control of their finances since 1968.
We are A+ rated by the Better Business Bureau and a long standing member of the NFCC.
America is Falling Short in Saving for Retirement!
Have less than $100 in Emergency Savings
Have less than $1000 in A savings account
Will retire with less than $10,000 in savings
Your Input Is Important to Us!
We’ve put together a short video that gives you a detailed overview of the need we see and what we’d like to do to fill it. Please watch if you’d like a better understanding of the program we are proposing or feel free to skip ahead and fill out the survey below.
Dreams are just plans that have yet to happen!
It takes as much energy to wish as it does to plan.
We believe everyone has the potential to realize their dreams of everything from home ownership to a comfortable retirement.
“Why aren’t more Americans saving for their retirement?” One of the most common answers was around 10% didn’t think they even needed to save for retirement. Around 10% each said either their employer didn’t provide a retirement plan or they had used their savings for another reason. Around 6% were trying to pay off debt first. And over 40% felt they didn’t make enough money to be able to save.
Answers like these are one of the reasons we feel someone needs to step up and offer a service that addresses those concerns and work closely with people to work on a retirement savings regiment that will serve them for a lifetime. And, the sooner you start, the easier it will be to achieve your goals.