Here are some helpful links for your credit counseling, bankruptcy counseling, housing counseling, and debt management needs:
Homeowners Assistance Programs:
Partners for Warmth
LIHEAP is a federally funded program to help people with their home heating costs. It does not matter if you rent or own your home and you do not have to repay the money.
Disaster Recovery: A Resource for Homeowners
The Mortgage Bankers’ Association has published a very helpful booklet that provides important information about the Disaster Recovery process for homeowners who have experienced a natural disaster that has destroyed their home.
National School Lunch Program
Federally assisted meal program operating in public and nonprofit private schools as well as residential child care institutions.
Federal Consumer Information Center
“For over 30 years, the Federal Citizen Information Center (FCIC) has been a trusted one-stop source for answers to questions about consumer problems and government services.”
Federal Trade Commission
“The Federal Trade Commission (FTC) works to ensure that the nation’s markets are vigorous, efficient and free of restrictions that harm consumers.”
Federal Government Official Web Site
“FirstGov.gov, the official U.S. gateway to all government information, is the catalyst for a growing electronic government. Our work transcends the traditional boundaries of government and our vision is global, connecting the world to all U.S. government information and services.”
Social Security Administration/Disability
Information regarded Federal benefits for people with disabilities.
Health Care Programs:
Medicaid & CHIP coverage
Medicaid and the Children’s Health Insurance Program (CHIP) provide free or low-cost health coverage to millions of Americans, including some low-income people, families and children, pregnant women, the elderly, and people with disabilities.
Legal/Consumer Credit Issues:
Federal Trade Commission
Earned Income Credit
This document explains what EIC is and who is eligible. You will need Adobe Acrobat reader to view this file. http://www.adobe.com
IRS Home Page
Links to the Department of the Treasury home page.
Addiction Center is an online resource with information on many addictions, symptoms, and treatment options for individuals seeking help to get their life back on track.
Addiction Resource was founded in 2005 to provide a community for those recovering from addiction and to help patients find the highest quality care for a successful recovery. Their goal is to provide resources to help patients and their loved ones so that they may stay on the road to recovery, and can successfully overcome addiction for life.
Alcoholics Anonymous is a fellowship of men and women who share their experience, strength and hope with each other that they may solve their common problem and help others to recover from alcoholism.
Alcohol Addiction Center
A comprehensive guide to getting help and understanding the disease. Resources for alcoholics and problem drinkers.
Narcotics Anonymous is an international, community-based association of recovering drug addicts with more than 31,000 weekly meetings in over 100 countries worldwide.
Gambler’s Anonymous is a fellowship of men and women who share their experience, strength and hope with each other that they may solve their common problem and help others to recover from a gambling problem.
Recovery from problems with debt.
Find help locally.