Pennsylvania's Largest & Most
Trusted Credit Counseling Agency
Credit Counseling &
Debt Management Plan
Free, Easy and Confidential
Struggling with credit card debt? Use our credit counseling service to see if a debt management plan is right for you. Reduce your high interest rates today!Learn More
Obtain Your Certificates Here
We provide low-cost pre-filing bankruptcy counseling and pre-discharge bankruptcy classes required by law. Counseling is available online, by phone or in-person.Learn More
HUD-Certified Counseling Agency
If you’re a first-time home buyer, trying to avoid foreclosure, or interested in a reverse mortgage, our certified housing counselors are standing by to help.Learn More
Becoming Debt Free Starts Here
Better Business Bureau A+ Rating.
If you’re struggling to make ends meet, our team of certified counselors are waiting to help you find a solution that’s right for you. No matter what your financial situation may be, remember you’re not alone.Call (866) 699-2227
Why Choose Advantage?
Headquartered in Pittsburgh Pennsylvania since 1968, Advantage is a non-profit 501(c)3 counseling agency that has been successfully helping consumers get out of debt for over 47 years.Learn More
Our Pennsylvania Roots...
Advantage has helped over 70,000 Pennsylvania consumers repay over $640 million dollars in debt.
100% Committed to Supporting You
We offer tons of free educational tools, videos, and content through our social media, blog, and online article library.
Our Counselors are certified and highly trained to provide expert advice pertaining to your unique financial situation.
Confidentiality Is Everything To Us
We take consumers privacy very seriously. You can trust that your information is 100% secure.
A fully Accredited Credit
Certified & Trusted Non-Profit Agency
We’re a proud member of the National Foundation for Credit Counseling (NFCC), certified by the Council on Accreditation (COA), and have a long standing A+ Rating with the Better Business Bureau (BBB). We’re also approved by HUD.Call Today! (866) 699-2227
High Standards = Happy Customers.
Helped over 675,000 Pennsylvanians better manage their finances
“This was the best thing that I could have done. It taught me that I really do not need the things that I was purchasing, so now if it is not necessary, it stays in the store. Also if I do not have any money in my checking account, I will not take the credit card to get the money.”
“The experience was wonderful! The immediate help and peace of mind that I received from CCCS was indescribable. My family was able to work toward becoming debt-free and reliant on ourselves, not on credit cards. We learned our lesson and have become more fiscally responsible. Thank you a thousand times over!”
“It gave me peace of mind knowing that my finances were being handled by a reliable company. I appreciate the regular communications via email & phone & found the additional newsletters informative. Thank you so much for helping me reach my goal!”.