The weekend is almost here, and you are probably looking for something fun to do. Maybe it’s a backyard party, an art gallery crawl, a wine mixer, or even hitting up your favorite theme park. If you happen to be on a tight budget right now and trying to get your personal finances in order, […]
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10 Ways to Save Money in College
Have you ever heard anyone say “I’m as broke as a college student”? There’s a good reason for that saying. Most college students aren’t earning enough money to make ends meet, or they spend what money they do have rather poorly. We’re going to show you 10 different ways to save money in college: 1. […]
Continue ReadingStudent Loan Debt Calculator
Before you decide which college you’ll attend, it’s important to understand where the money is coming from to pay for your college tuition, food, books, room and board, etc. Determine how much college will cost you by taking advantage of free online tools and calculators. You or your parents may have already started a college […]
Continue ReadingRetirement Calculator
Have you ever asked yourself “Do I Have Enough Retirement Money?” Many people ponder this important question, and it becomes more vital to seek an answer as we age. The sooner you start saving towards your retirement, the more money you will have once you actually retire. Who can benefit from retirement planning: Using a […]
Continue ReadingHow to Build a $1,000 Emergency Fund in 10 Months
Do you have $1,000 set aside for emergencies? If you already do, you could probably use another $1,000 in that emergency fund. Experts recommend keeping, at least, three months expenses in a reliable, liquid account – though even an extra $1,000 can be a life-saver. But finding $1,000 to save isn’t always easy. That’s why we’ve […]
Continue ReadingBest Budgeting Apps
Budgeting used to be boring and time consuming, but with today’s technology it does not have to be like that. Almost everyone has some sort of a smart phone nowadays, and they can be used to help you budget better, faster, and more often. There’s a plethora of free and low-cost budgeting and financial apps […]
Continue ReadingDo you have a college savings plan?
Many new parents are opening up college savings plans for their children, even as young as newborns, because the cost of college is ever increasing. Opening a 529 plan can be a smart way to save for college. A 529 plan has numerous tax, scholarship and matching advantages. The plans vary depending on your state’s […]
Continue ReadingHow to Budget Using the Envelope System
You can find a lot of fancy software and online tools to help you budget your money better. However, a lot of people find that the old-school envelope system works out the best for them. Because the envelopes are physical items with cash inside of them, it might be easier to visualize both saving and […]
Continue ReadingSpend Less & Save More this Holiday Season
Guest Blog Post by Katie Bryan, America Saves Communications Director In 2012, the Consumer Federation of America (CFA) and the Credit Union National Association (CUNA) found that 12% of people said they were planning to spend more during the holidays than in the previous year. That number was up from 2011 where only 8% planned […]
Continue Reading7 Ways to Stop Impulse Buying
Impulse buying can be a very dangerous compulsion. It involves spending money on unnecessary items immediately. There is NO prior planning beforehand, no long or hard thoughts put into the decision. The common theory is that consumers only purchase small items on impulse such as candy, magazines, or snacks. However, recent worrying news is that […]
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