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Meet the Management Team

Advantage Credit Counseling Service’s management team has years of experience in providing assistance and guidance to money-troubled consumers.

Mary Loftus, Co-President/Co-CEO


Gary Vollmer, Co-President/Co-CEO


Joel Posin, Accounting Manager

Joel Posin, MBA, CPA, is the Accounting Manager of Advantage CCS. Prior to joining the agency, Mr. Posin worked in various industries as a consultant from Fortune 500 companies to small non-profits. He also has served on the board of various non-profits within the community. Additionally, he has extensive family business experience prior to earning his CPA.

Mr. Posin holds a Bachelors Degree in Marketing from Miami University in Oxford, Ohio, as well as an MBA (Finance) from the Katz Graduate School of Business at the University of Pittsburgh and a certificate in Accounting from the University of Pittsburgh.


Heather Murray, Manager of Regulatory Compliance and Education


Mina Bruno, Manager of Operations


Marilou Protulipac, Manager of Counseling


Rosemary Lavelle, Manager of Counseling


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