Consumer Credit Counseling by Advantage Credit Counseling Service Consumer Credit Counseling Services & Debt Consolidation
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Credit Counseling

Bankruptcy Counseling

Bankruptcy Classes

Debt Management

Online Credit Counseling

Housing Counseling

CreditXpert

States Serviced


Consumer Credit Counseling Services

Advantage Consumer Credit Counseling Service

Advantage Credit Counseling Service, Inc., is a consumer credit counseling service provider and non-profit 501c(3) agency that has been providing professional and confidential budget and consumer credit counseling services since 1968. Whether you need to improve your money management skills, develop a plan to eliminate your debt, or learn more about your personal credit profile, expert guidance is just a phone call or mouse click away.  Get expert consumer credit counseling services from Advantage!

The Following are just some of our Consumer Credit Counseling Services:

Credit Counseling Services 

  • Learn to handle your finances better
  • Discover where your money goes each month
  • Create a balanced spending plan
  • Non profit CCCS
  • Approved NFCC member

Bankruptcy Counseling Services

  • Approved* EOUST agency in 22 states
  • Receive immediate counseling
  • Certified and professional credit counselors
  • Receive required bankruptcy counseling certificate

Bankruptcy Education Services

  • Approved* EOUST Agency
  • Scheduled classes weekly
  • Complete financial literacy courses
  • Receive required bankruptcy education certificate

Debt Management Program

  • Get a fresh start with a creditor approved approach
  • Save thousands of dollars in interest and fees
  • Eliminate your credit card and other debts for good

Online Credit Counseling

  • Begin your online credit counseling session in the privacy of your own home
  • Fill out debt and budget information online
  • See how our program can help 24 x 7

Housing Counseling Services

  • We are certified to provide Housing Counseling for PA residents
  • Buying a Home?  Try our Pre-purchase Counseling
  • House Rich and Cash Poor?  A Reverse Mortgage may be the Solution

CreditXpert Credit Counseling Services 

  • Discover what's in your credit profile
  • Learn the steps that will improve your credit score
  • Understand how your creditors "grade" you

States Serviced



*ACCS is approved by the Executive Office of the Unites States Trustee to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of the Agency’s services.
Online Credit Counseling
For confidential credit counseling, get started
with our free no-obligation online intake form.

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Debt Counseling
Get Free Immediate
Debt Counseling!

· Avoid Bankruptcy
· Reduce High
  Interest Rates
· Stop Harassing
  Creditor Calls

Call 866-699-2227 >>