Bankruptcy Education Class Disclosure

Online Course Disclosure

Thank you for registering to take Advantage Credit Counseling Service’s personal financial management course. Please take a few moments to read over the following information. Your registration will be confirmed once we receive your payment.

Course Fee

Advantage Credit Counseling Service charges a registration fee of $25.00 per person. In order to be registered for a class, payment is due prior to the date of the class. In limited circumstances, you may be eligible to have this fee waived. The course is offered to debtor students without regard to a debtor student’s ability to pay.

Qualifications of Agency instructors

Advantage Credit Counseling Service is a 501c(3) non-profit community agency with over 39 years of experience in providing financial education. The Agency is a member of the National Foundation for Credit Counseling (NFCC) and the Better Business Bureau (BBB). Advantage is accredited by the Council on Accreditation (COA).

The Agency’s counseling staff is certified by the National Foundation for Credit Counseling. This certification requires counselors to pass a series of tests related to personal finance, credit, bankruptcy and housing. Counselors are also required to maintain their competence through professional development credits.

Course instructors are either certified counselors or Education Department staff. The Education Department’s staff has a minimum of a bachelor’s degree in an education-related field and has several years of experience in providing group instruction.

Class Schedule

Upon receipt of online course registration information and payment, students are emailed a unique user ID and password. Once students have received the user id and password, the online course may be taken at any time at students’ convenience.

Advantage Credit Counseling Service does not pay or receive fees or other consideration for the referral of students to or from the Agency.

The required certificate of completion is emailed to the student within three business days of confirmation of the completion of the course.

 If you have any questions or concerns, please don’t hesitate to call the Education Department toll-free at 866-430-2227. Office hours are Monday-Thursday 8:00 am to 4:30 pm and Friday 8:00 am to 4:00 pm.