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Money Education for Three to Five Year Olds

Two books can be helpful at this age: 'Pat the Cat' by Edith Kunhardt and 'The Berenstain Bears Get The Gimmees' by Stan and Jan Berenstain.

'Pat the Cat' shows Mommy making a shopping list and sticking to it, and Daddy going to the bank machine, taking money out and paying for the groceries. The Berenstain Bears book shows Pappa bear explaining that you can't have everything you want all the time.

Explain how things are bought and sold. Money is a means of exchange for things. We trade money for things, and we can only use it once, then it's gone. Let them shop with a small amount of money.

Discuss that bigger is not necessarily better. This will be a challenge. Use a nickel to show and explain that it is less than a dime even though it is bigger.

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