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Cost Cutting Tips

Have you always wanted to cut expenses but you weren’t sure where or what to cut? Here are some suggestions that might help get you started.

Decline the special frills and buy only basic service for your phone and cable. Comparison shop for auto and homeowners’ insurance.

Avoid convenience stores and products; convenience is very costly. Stock up on household essentials and personal grooming needs when they’re on sale. Buy store brand over-the-counter medications. Keep simple foods on hand for when you are too tired to cook and tempted to go out to dinner.

Wait until movies come to the cheaper movie theaters. Or, rent the video. Use the public library for free entertainment. Buy at end-of-season clearance sales. Visit consignment or thrift stores for children’s clothes. Pack your own lunch. A restaurant or take-out lunch can cost four times more than one you bring from home.