Consumer Help

Includes specific information for you, the consumer.

• Equifax, Experian, and TransUnion: Credit score systems vary
  
• Before a loan application, increase your credit score
  
• Credit score basics
  
• Are you a senior in Pittsburgh, PA? Enroll in reverse mortgage housing counseling
  
• Before filing, you'll need bankruptcy education classes
  
• College debt is common; debt management can help you handle it
  
• Bankruptcy laws toughen up; consumers seek bankruptcy classes and credit counseling
  
• Consumer Credit Law
  
• Cosigning a Loan
  
• Refinancing loans
  
• College and student loans
  
• Credit Counseling vs. loans
  
• Building a strong financial house
  
• Credit Counseling, loan scams, and you
  
• Tax preparation and advice
  
• Tax tips and advice for 2006
  
• Identity theft and identity theft protection
  
• You've got an English degree and 30K in student loan debt? Don't declare bankruptcy - incorporate a public service job into your debt management plan!
  
• Hidden fees derail debt management, hurt credit