Saving money isn’t always easy! We start out with the right thought in mind but tend to get side-tracked or distracted and before we know it, our money is all gone. Let’s say that you are totally committed to saving money, but you find yourself falling into the trap of spending an extra $5 here […]
Continue ReadingCategory: Budgeting & Savings
10 Amazing Ways To Save Money On Electronics
People can’t seem to live without their electronic devices these days. The latest gadgets are great for entertainment and social networking, but they are often very expensive. Fortunately, consumers can avoid going into debt and save money on their electronic devices if they keep a few things in mind. As we mentioned, electronics are expensive […]
Continue ReadingHow To Go From Two Incomes To One
Whether you quit your job, lost your job, had a baby and decided to stay home, or had a divorce or separation, the loss of a second income can be a BIG adjustment. Many families are used to two incomes, and they feel as if it would be almost impossible to survive on only one […]
Continue ReadingThe Best Websites and Apps for Budgeting
It’s no secret that budgeting can be boring…if you let it. We’re here to show you the best ways to go about setting up a budget and how to easily maintain and stick to that budget. We’re also going to list some of the best budgeting resources out there today to help you accomplish all […]
Continue ReadingTop Financial Goals for this Year
January is the perfect time to set in place some financial goals for 2017. You’ve probably decided that you want to put more money into a savings plan this year and maybe pay down that debt. Roughly three-quarters of Americans are living paycheck-to-paycheck right now, so where do you start? Prior proper planning is the […]
Continue ReadingTrim Your Budget
The most successful way to save money is to reduce expenses and spending. That’s just plain common sense, but many people don’t follow it. A person who wants to save money should always have a monthly budget. A monthly household budget will help you stretch every dollar and also help you avoid that “not enough […]
Continue ReadingThe High Cost of Leasing a Car
If you are in the market for a new car, you have likely wondered whether you should buy or lease. Many people find leasing appealing because they can drive a new car all of the time, and it even allows them the opportunity to drive a luxury or higher-end vehicle that they would not be […]
Continue ReadingHow to Lower Your Cell Phone Bill
Many people want to know how to reduce their monthly expenses in order to save money or to make their budget more manageable. If you are like most people, you may spend a pretty penny on your cell phone bill, and you may be wondering how to lower your cell phone bill. While this may […]
Continue ReadingHow to Survive Black Friday
Oh, Thanksgiving! What was once a time of family gatherings and being thankful for what the year has brought is now a time to SHOP! SHOP! SHOP! Black Friday is one of the most well-known shopping days in the world. There are many different deals throughout the year at your favorite stores, but none of […]
Continue ReadingShould You Take Out A 401k Loan?
The High Cost of a 401k Loan – If you are a hard working person that has an emergency, new business venture, or a large purchase that you desire, you may be thinking about borrowing from your 401k plan. Generally, people can borrow money from their 401k plans after a certain amount of time if they […]
Continue Reading